Our Approach

When designing benefit plans, we can incorporate a wide variety of options based on the objectives of the Client, demographics of the workforce, and other factors.  Our uniquely fresh approach to designing and implementing an employee benefit plan is to start with the specific needs of the Client, then choosing the plans to include in the offering.

We can incorporate many types of benefit options into a Company’s offering, and can include any combination of those plan types listed below. 

Group Insurance

  • Medical
  • Dental
  • Vision
  • Short Term Disability
  • Long Term Disability
  • Voluntary Life & AD&D
  • Group Life and AD&D
  • Employee Assistance Programs
  • Long Term Care

Tax Advantage Programs

  • Health Savings Accounts (HSA's)
  • Flexible Spending Accounts (FSA's)
  • Healthcare Reimbursement Arrangements (HRA's)
  • Commuter and Transit Plans
  • Educational Assistance Programs

Our Markets

Once benefit options are determined, we utilize our broad knowledge of the marketplace and experience in finding the most competitively priced plans.    

We have access to all the major insurance companies in addition to a number of alternative self-funded, PEO and association plans. A short list of the companies and programs we have access to are listed below.   Upon engaging with us we will discuss all additional markets as needed.    A complete list can be found here for existing clients.  

Insurance Carriers

  • Aetna
  • Anthem/Blue Cross
  • Blue Shield
  • HealthNet
  • Kaiser
  • LA Care
  • Covered California
  • Cigna
  • Aetna US Healthcare
  • United Healthcare
  • Delta Dental
  • Guardian
  • MetLife
  • Principal
  • Sunlife
  • Sharp
  • Standard

Alternative Funding

  • Partially Self-Funded
  • Self-Funded Arrangements

Alternative Programs

  • Professional Employer Organizations (PEO's)
  • Association Plans
  • Alternative State Programs

International Options

For U.S. based Companies with locations worldwide, we have access to platforms that can integrate payroll, benefits and HR seamlessly.